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| viharnik20. 01. 2013 18:13:50 |
But I'll go to the mountains with the cat in the bag, thanks julius  .
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| ajda20. 01. 2013 18:29:05 |
Viharnik, just so you don't meet this young guy who walks in the hills with his little bunny Lili. It was peeking out of his pocket when we met on Lipanski vrh 
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| julius20. 01. 2013 20:28:03 |
Viharnik!!
Read the last sentence carefully!!!
Rescue cost insurance applies to A, B, B1, S+Š and P+O members in foreign mountains of Europe and Turkey, for A+ members worldwide. Insurance coverage for rescue costs is 15,000 EUR for A members + members, 10,000 EUR for A members, 3,000 EUR for B, B1, S+Š and P+O members.
A+ members with membership payment automatically have rescue cost insurance with Generali under slightly improved conditions than in the previous period. Rescue costs do not include rescue costs in Slovenia, as rescue in Slovenia is free except in exceptional cases of gross negligence. A and A+ members are additionally insured for repatriation costs of the injured person (A 1,000 EUR, A+ 2,000 EUR). Coverage for all categories includes only reimbursement of rescue costs and does not include 24-hour assistance in rescue.
Below you have the results of handling cases.
17 cases
1 case rejected
4 cases resolved
12 cases ???
As for the cat, watch out for turbo's princess.
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| ljubitelj gora20. 01. 2013 20:54:05 |
In Slovenia it's free for the injured person, otherwise every accident costs so much and so much, the money comes from the budget. Nothing is free, that's why we keep warning folks not to rush unnecessarily into the mountains at 3-4 degrees. I just think that in Slovenia it should be like abroad, for us mandatory membership in PD for insurance, foreigners the same, if not pay for rescue. I think there was an accident under Triglav recently, two foreigners, one slipped, rescue costs surely exceeded 5000 euros, who will pay them since it comes from the budget. The foreigners can be glad they won't pay a euro for stupidities. At the end of the year GRZS publishes how many interventions they had, but we others are guilty, who ensure the tour ends safely.
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| viharnik20. 01. 2013 21:04:01 |
Compared to our and Austrian insurance, there are pros and cons on both sides. In a possible accident with normal rescue, apparently everything is covered except hospital. If it's about 24-hour assistance, I don't know how and what. But I think for similar money of our insurance, you can't get better services in Austria either.
I'm not an expert in insurance and don't have experience with individual accident cases and their conclusions to discuss here. Time always shows the truth.
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| ljubitelj gora22. 05. 2013 09:11:19 |
And how have you taken care of insurance this year. A, A+, B.... The sh*ttiest is visiting Stol via the climbing route or Maloško poldne via one climbing route. Has anyone inquired at PZS during this time about similarities, practice, has anything improved regarding insurance.
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| julius22. 05. 2013 14:16:29 |
ljubitelj gora
Nothing has really changed since last year.
They signed the contract with the insurance company for three years. So nothing will change next year either.
Since I really often wander both in domestic and foreign mountains, I was forced to pay membership at OAV. So I'm insured 365 days a year with all necessary assistance. I no longer carry a bulky booklet with money and cards with me.
It saddens me in a way that they forced me with unreasonable moves to now be a member of a foreign alpine organization.
If they arrange the matter (insurance) for 2015 properly, I'll return.
In short, the decision is in the hands of the great kitchen masters at PZS.
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| ljubitelj gora22. 05. 2013 14:42:38 |
I got one response from PZS:
PZS members' insurance for rescue abroad also covers rescue in Austrian mountains. No distinction between individual paths, but costs depend on difficulty and distance of the accident site. B membership covers amounts up to 3,000 € (which may be too little and the injured pays the difference himself), A up to 10,000 €. Last year we had cases where rescue costs in Austria were also 5,000 €. In both cases, amounts are refunded afterwards.
More about PZS insurances: http://www.pzs.si/vsebina.php?pid=79
This last part I don't endorse: "In both cases, amounts are refunded afterwards".
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| Zebdi22. 05. 2013 15:02:41 |
Could be that you have to pay for the rescue first yourself, then the insurance reimburses the costs
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| jax22. 05. 2013 18:09:26 |
I wrote that already in January, because this insurance has been running for more than a year. Listing countries where B membership and its variants, A membership with variants, and A+ membership apply doesn't help you. In case of accident, it looks catastrophic. Helicopter rescue is immediately several thousand €, then possibly a classic rescue team and costs of such a thing are immediately over 10,000.00€.
That's true.
If you need several months of treatment and rehabilitation, the matter at the insurance stands until the end of the case. Then proof and other procedures follow.
No, that's not the case, because once you've entered the health system of a foreign country, then the health insurance comes into play and the alpine insurance has no meaning anymore.
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| julius22. 05. 2013 18:22:24 |
jax
Slovenian alpine insurance has nothing to do with health insurance. For treatment abroad, there's the European health card. You get it at ZZZS. It covers only the most urgent health care. For more, you have to insure additionally e.g. at Coris. They insure for a day, several days, week ...
Of course, the more days, the more expensive.
As I wrote above, the insurance company where PZS has its members insured waits with payouts until the end of treatment. That's because then they also assess any permanent consequences from the injury - disability according to the table.
It's already like that, a good master doesn't give away money easily.
What I wrote is 100% verified.
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| jax22. 05. 2013 18:39:11 |
I apologize. I really read superficially. I thought you meant that with Slovenian alpine insurance you can also be hit with payment of treatment costs, which of course is not true. Of course, what you wrote is true. Fatigue after the done tour of course ...
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| julius22. 05. 2013 18:58:48 |
Jax
Congratulations on the nice tour.
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| ljubitelj gora22. 05. 2013 20:04:55 |
Someone wrote to me that our B membership applies to "free" rescue also in the western Julian Alps and part of the Carnic Alps (such an agreement) while it can go badly wrong at Stol via climbing route, if something happens and rescue is needed, GRS Austria comes.
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| julius22. 05. 2013 21:27:28 |
mountain lover
Can you tell us "Who is this someone?"?
Don't believe everyone in a row. Every country pays for and maintains its own mountain rescue service. Helicopters operate on the principle of issuing bills to the injured for rescue. For the injured who have insurance paid through various clubs for rescue in mountains, ski slopes, climbing crags,.. the insurance pays. All others receive the bill!! There it's not like here, that the state would pay them anything.
Court proceedings against individuals, for whom they think have caused the matter for whatever reason, are not rare. This winter in neighboring Austria they prosecuted quite a few backcountry skiers and also a mountain guide. In Italy our skiers due to triggering an avalanche on Višarje.
Sadly in cruel capitalism the devil took the joke long ago.
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| julius23. 05. 2013 08:02:12 |
Matej
This Javoršek of yours writes unverified stuff, so every comment is superfluous.
I recommend you get the data on membership fees and accident insurance from reliable sources yourselves and then decide.
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| ljubitelj gora23. 05. 2013 08:23:11 |
and the other part from PZS:
In case of rescue the injured receives afterwards at home a bill, which he pays and submits a claim for reimbursement to the insurance company.
PZS insurance includes rescue until arrival at the hospital.
Hospital treatment abroad however is already covered by mandatory health insurance or the blue European health card.
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